PACT Physio & Rehab / Guides / Injured at work in regional NSW: your treatment options

Injured at work in regional NSW: your treatment options

You hurt your back on a shift, the claim goes in, and then the practical problem starts: the nearest physiotherapist might be a long drive each way, or there is one clinic in town with a three week wait, or your roster never lines up with anyone's opening hours. Distance is a logistics problem, not a clinical one, and it should not be the reason a recovery drifts. Here are the options open to an injured worker in regional or remote NSW, what telehealth physiotherapy genuinely does and does not do, and how treatment gets approved and paid.

By Andrew Ellis, AHPRA registered physiotherapist · October 2026

The short version

  • In NSW you choose your own physiotherapist, wherever you live
  • Telehealth covers assessment, advice and a coached exercise program, by video
  • Hands on treatment is not possible remotely, and some assessments need a room
  • On an accepted claim, approved treatment is billed to the insurer, not you

The short answer

You have three practical paths, and often the right answer is a combination: see a local physiotherapist if there is one you trust and can get into, travel to a larger centre for the appointments that genuinely need hands or equipment, or run your rehabilitation by video with a physiotherapist who knows the workers compensation scheme. In NSW the choice of physiotherapist on a workers compensation claim belongs to you, not your employer or your insurer, and you can change physiotherapists during a claim.

On an accepted claim, reasonable and necessary treatment approved for your injury is billed directly to your insurer, so there is nothing for you to pay at the appointment. Telehealth on a workers compensation claim is conditional rather than automatic, and we set out exactly what those conditions are further down. Every claim is a little different, so confirm your own arrangement with your insurer or case manager before you begin.

Distance is a logistics problem, not a clinical one, and it should not be the reason a recovery drifts.

What your options actually are

Watch out

When video is not the first call

Some things need to be seen today, wherever you live. Numbness around the saddle or genitals, loss of bladder or bowel control, leg weakness that is getting worse, a limb you cannot bear weight on, or a significant blow to the head all mean a doctor or an emergency department first, not a video appointment. Ring us afterwards and we will pick it up from there.

The local clinic is the obvious first look, and where there is a good physiotherapist in town who can see you promptly, that is often the simplest answer. The problem in a lot of regional towns is not quality, it is supply. One or two clinics carry the whole district, the wait stretches out, and a work injury that needed early advice sits untreated while the claim ages.

Driving to a larger centre solves the supply problem and creates a new one. A round trip of two or three hours eats a shift, costs fuel, and gets harder every week once the novelty of a new injury wears off. Attendance is where these arrangements usually fall over, and attendance is the one thing rehabilitation cannot do without. Travel to treatment can sometimes be claimable on a workers compensation claim, but the rules and limits vary, so ask your case manager rather than assuming.

The video option

Telehealth physiotherapy removes the drive. You join a secure video appointment from your kitchen, the shed, the crib room or your car before a shift, and you get a full history, a guided physical assessment, a plain English diagnosis and an exercise program coached live. Research across common muscle and joint problems has found telehealth delivered physiotherapy can achieve outcomes comparable to in person care for many conditions, particularly where exercise and education carry the treatment, which for most musculoskeletal injuries they do. For a lot of regional workers the honest comparison is not video against in person care, it is video against nothing for three weeks.

Three ways to get treated, honestly compared

Three ways to get treated, honestly compared
OptionWorks well whenThe catch
The clinic in townThere is a physiotherapist you trust who can see you promptlyOne or two clinics carry the whole district and the wait stretches out
Driving to a larger centreYour problem genuinely needs hands or equipmentA round trip of two or three hours eats a shift and gets harder every week
Telehealth by videoExercise, load advice and education carry the treatmentNo hands on treatment, and some assessments still need a room
A combination of bothYou want the exercise program running while hands on care is arrangedYour insurer has to agree to how the sessions are delivered

How treatment gets approved and paid

Nothing about funding changes because you are a long way from a clinic. Once your claim is accepted, treatment that is reasonable and necessary for your injury is billed directly to the insurer and there is no gap fee. Where your injury has not been treated before by a physiotherapist, chiropractor, osteopath or accredited exercise physiologist, and treatment begins within three months of your injury, SIRA allows a limited number of consultations with a SIRA approved practitioner, currently up to eight, before any further approval is needed, so in many cases care can start without waiting on a decision.

Beyond those consultations, your physiotherapist lodges an Allied Health Treatment Request with your insurer. The insurer then has 21 days to accept or dispute a claim for medical expenses under the Workplace Injury Management and Workers Compensation Act, and where your physiotherapist is already treating you and the insurer has not responded to the request within five working days, the next block of consultations can usually go ahead without waiting. The insurer makes the decision, but the paperwork is our job and not yours. Our guide to what people mean by WorkCover in New South Wales sets out who runs the scheme and how treatment gets approved and paid.

Telehealth conditions

Telehealth carries its own conditions. SIRA generally requires telehealth to be provided in combination with some in person services, unless your insurer has pre approved treatment delivered solely by telehealth. It must be by videoconference where available, and it must be agreed by you, your physiotherapist and your insurer. That is why a fully remote arrangement is set up deliberately at the start rather than switched on midway, and why the number of sessions and the way they are delivered are always confirmed with your insurer first.

  1. Injury reported and the claim notified
  2. A limited number of consultations before further approval, conditions apply
  3. Allied Health Treatment Request lodged for more
  4. Insurer has 21 days to accept or dispute it
How treatment on a NSW claim moves from the first consultation through to ongoing approval.

What telehealth can and cannot do

The honest limit first: nobody can put hands on you through a screen. Manual therapy, dry needling, hands on joint mobilisation and soft tissue work are not available by video, full stop. Certain joint tests, strength measurements against resistance and neurological testing are also difficult to do properly on a screen, and there are presentations where a first appointment should be in person so the diagnosis is not a guess. What travels well is the part that does most of the work in a modern musculoskeletal recovery: understanding your problem, adjusting load and daily habits, and a progressive exercise program that is coached, corrected and stepped up over time. Some things need to be seen today, wherever you live: numbness around the saddle or genitals, loss of bladder or bowel control, leg weakness that is getting worse, a limb you cannot bear weight on, or a significant blow to the head all mean a doctor or an emergency department first, not a video appointment. Our guide to what happens in a telehealth physiotherapy session walks through an appointment end to end, and where we think video is the wrong answer for you, we say so in the session and help you find the right door.

What video does, and what it does not

Works by video

History and screening, guided movement and range, and a progressive exercise program that is coached, corrected and stepped up over time.

Needs you in the room

Manual therapy, dry needling, hands on joint mobilisation and soft tissue work, plus certain joint, strength and neurological tests.

Shift work, farms, mills and processing plants

A fair bit of our caseload sits in industries where the work does not pause: rice growing and irrigation country in the Riverina, aquaculture and seafood processing, abattoirs and food plants, mining and rail, shearing sheds and orchards. The injuries are familiar. The constraints are not. Rosters can run twelve hours, or two weeks on and one week off, and the nearest larger town is often an hour or more in the wrong direction.

That is the practical argument for video appointments: they fit around a roster instead of competing with it, and an appointment that can happen before a shift, after a shift or on a day off is an appointment that actually happens. The claim side runs exactly as it would in person. Your functional capacity is assessed and reported, your nominated treating doctor gets the functional information a Certificate of Capacity is built on, your case manager gets progress reports, and your return to work is planned around duties that exist on your actual site.

Getting started from a long way out

Note

Who pays, and who to ask

On an accepted claim, reasonable and necessary treatment approved for your injury is billed directly to your insurer, so there is nothing for you to pay at the appointment. Every claim is a little different, so confirm your own arrangement with your insurer or case manager before you begin.

The practical starting point is a phone call or an online enquiry with three things: your claim number, the name of your insurer or scheme agent, and your most recent Certificate of Capacity if you have a copy. We confirm the arrangement with your insurer or case manager, book your first appointment, and tell you straight whether we think video is a reasonable way to run your particular problem or whether you should be seen in person first.

If it turns out you need hands on treatment, the answer is not that you go without. Options include a local provider handling the hands on component while we run the exercise program, the reporting and the claim side, an in person assessment at our Miranda clinic if you are ever down that way, or a review of whether the hands on component is essential for your problem at all. You should get a straight answer either way.

What to have ready

  • Your claim number
  • The name of your insurer or scheme agent
  • Your most recent Certificate of Capacity if you have a copy
  • Your roster or shift pattern for the next fortnight
  • The duties your employer can realistically offer
Frequently asked questions

Good to know before you book

Can I use telehealth physio for a workers compensation claim in NSW?
It can be available on an accepted claim, but it is conditional rather than automatic. SIRA generally requires telehealth to be provided in combination with some in person services, unless your insurer has pre approved treatment delivered solely by telehealth. It must be by videoconference where available, and it must be agreed by you, your physiotherapist and your insurer. We look at whether video care is clinically reasonable for your problem, arrange any approval your insurer requires, and confirm the arrangement with your case manager before starting.
Do I have to pay for physio if I live hours from the nearest clinic?
No, not on an accepted claim. Reasonable and necessary treatment approved for your injury is billed directly to your insurer, so there is nothing for you to pay at the appointment, and that is the same whether you are seen in a room or by video. Travel to treatment can sometimes be claimable, but the rules and limits vary, so ask your case manager rather than assuming. Confirm your own arrangement with your insurer or case manager before you begin.
What can a physiotherapist not do over video?
Anything that needs hands. Manual therapy, dry needling, hands on joint mobilisation and soft tissue work are not available by video, and certain joint tests, strength measurements against resistance and neurological testing are difficult or impossible to do properly on a screen. Where your problem hinges on any of those, you need someone in the room, and there are presentations where a first appointment should be in person so the diagnosis is not a guess.
Do I have to use the physiotherapist my employer suggests?
No. In NSW the choice of physiotherapist on a workers compensation claim belongs to you, not your employer or your insurer, and you can change physiotherapists during a claim. A recommendation is a suggestion, not a direction. The physiotherapist you choose does need to be SIRA approved so treatment can be billed directly to the insurer.
Will my case manager and my doctor still get what they need?
Yes. The claim side runs exactly as it would in person: your functional capacity is assessed and reported, your nominated treating doctor gets the functional information a Certificate of Capacity is built on, your case manager gets progress reports, and your return to work is planned around duties that exist on your actual site.

This guide is general information, not a diagnosis or a substitute for an assessment. If you are concerned about your symptoms, book an appointment or see your GP.

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