PACT Physio & Rehab / Health Funds / Medibank and ahm

Physiotherapy with Medibank or ahm extras in Miranda

Medibank and ahm members with extras that include physiotherapy can use them at PACT. You choose your physio, we keep the fee upfront, and claiming takes a minute at the front desk or in the app.

Medibank and ahm welcomeClaim on the spotOpen 7 days60 minute initial appointmentsMiranda and Sutherland Shire
$165initial appointment, a full 60 minutes
$142follow up appointment, 40 minutes
7 daysopen Monday to Sunday, early and late
Two brands, one group

Medibank and ahm members can both claim here

Medibank is one of Australia's largest health insurers, and ahm is part of the Medibank group, so we see a lot of both around the Sutherland Shire. If your Medibank or ahm extras policy includes physiotherapy, you can claim a benefit toward your sessions at PACT.

The benefit amount is set by your policy level and your remaining annual limit, not by the clinic. Checking takes a minute in the My Medibank or ahm app, or over the phone. Compare your quoted benefit against our fees of $165 for a 60 minute initial and $142 for a 40 minute follow up and you have your exact gap before you book.

Your choice

You pick your physio, your policy pays the same way

Extras benefits are payable for consultations with AHPRA registered physiotherapists, and you are free to use them with any registered physio you choose. That choice matters more than most people realise, because the appointment itself is what you are actually paying for.

At PACT the whole session is one on one with your physiotherapist. Initials run a full 60 minutes so there is time to properly assess the problem, not just the sore spot, and follow ups run 40 minutes. Where clinically appropriate, trigger point dry needling is delivered within the standard consultation rather than billed as an extra.

Claiming

On the spot at the clinic, or in the app after

Bring your Medibank or ahm membership card and claim on the spot after your session, paying only the gap on the day. Prefer to sort it later? Pay in full and submit the claim through the My Medibank app or the ahm app with the receipt we give you, which carries the provider details and item codes your fund needs.

Keep an eye on your annual physiotherapy limit, which on most policies resets on 1 January without unused benefits carrying over, and note that new or upgraded extras policies often carry a short waiting period, typically around two months, before physiotherapy benefits can be claimed.

Fitting you in

Open 7 days, early and late

Shift work, school runs and full time jobs are exactly why we run the hours we do. The Miranda clinic is open Monday to Friday 7:30am to 9pm and weekends 8:30am to 6pm, so using your extras does not mean using your annual leave.

We are at Unit 1, 196 Sylvania Road, Miranda, a short walk from Westfield Miranda. Book online any time or call the clinic. No referral is needed to book or to claim with your extras.

Fees and rebates

What you will actually pay

The full fee is $165 for an initial visit and $142 for a follow up, and every appointment is a full, unhurried session with the time to work through complex, persistent problems. Once your cover is applied, here is what you actually pay.

Full fee, no cover
Initial · 60 min $165
Follow up · 40 min $142

Before any rebate. Private paying is welcome, and your fee buys the whole session, never a rushed 20 minutes.

$165
$142
Initial
Follow up
With a Medicare plan
Initial $103.20
Follow up $80.20

A GP Chronic Disease Management referral rebates $61.80 on every visit, up to 5 a year.

$103.20
$80.20
Initial
Follow up
With private health extras
Initial $60 to $100
Follow up $40 to $80

The usual out of pocket once you claim on the spot, depending on your level of cover.

$60 to $100
$40 to $80
Initial
Follow up
Workers comp & CTP
No out of pocket
Initial $0
Follow up $0

Nothing for you to pay at any visit. Accepted workers compensation and CTP motor accident claims are billed straight to your insurer, and we handle the paperwork.

$0
$0
Initial
Follow up

The bars compare what an initial and a follow up visit cost you on each pathway.

See full fees and rebates. Telehealth with PACT Virtual Care is charged at the same rates, Australia wide.

Frequently asked questions

Good to know

Can I use my Medibank extras at PACT?
Yes, if your Medibank extras policy includes physiotherapy. Every physiotherapist at PACT is AHPRA registered, so benefits are payable in the usual way. Claim on the spot at the Miranda clinic or through the My Medibank app with our receipt.
I am with ahm, not Medibank. Can I still claim?
Yes. ahm is part of the Medibank group and ahm extras policies that include physiotherapy pay benefits the same way. Bring your ahm card to claim on the spot, or submit the receipt through the ahm app after your appointment.
How much will Medibank or ahm pay per session?
It depends on your policy level and how much of your annual physiotherapy limit is left, so it varies from member to member. Your fund can quote the exact benefit in the app or over the phone. Our fees are $165 for a 60 minute initial and $142 for a follow up, so the difference is your gap.
Do I need a referral to book or claim?
No. Physiotherapists are primary healthcare practitioners, so you can book directly and claim with your Medibank or ahm extras without seeing a GP first.
Is PACT affiliated with Medibank?
No. PACT is an independent physiotherapy clinic in Miranda and is not owned by or affiliated with any health fund. Your benefit amount is set entirely by your Medibank or ahm policy.
Reviews

See what people say on Google

We let our patients speak for themselves, on Google, where you can read it independently.

Read our Google reviews

Ready to get moving again?

Same day appointments often available at our Miranda clinic, or by telehealth across Australia.